And Another Installment of Unbelievable Insurance Company

So let me see, since I last posted about my horrible-no-good-insurance-company, a few things have happened. I got yet another bill that they of course denied. This one was the office visit to the doctor for a routine physical. Not even the Gyn doctor, just the family care physician that I found off their list of approved doctors online.

I called yet again and yet again they wanted to put me through to too-perky-Tasha. I complained about her and what do you know this time I actually talked to her perkiness (which turned very sour when she heard it was me on the other end.). And the same old excuse was used as to why this bill was denied - possible pre-existing condition! What?!? For a routine physical? What a piece of crock!

So with Jim on one phone calling the insurance rep at his work and me on the other phone calling doctors, hospitals, radiologists and oh yes lovely insurance companies, we went to work fighting this. Well after talking to the doctor's office, I finally understood where they are getting this "Possible Pre-exisiting condition" crap from. It seems that all the doctor's offices put on their paperwork to the insurance was stating that I had family history of breast cancer (my mother) and heart problems (my father) and the insurance company took that to mean that I could have a "possible pre-exisitng condition" and flat out denied my claims. Again WHAT THE *(@$ !!!!!!!!!!!! How is it that just because my family had these conditions, that I am penalized with a crapload of medical bills???? Oh and the tests turned out that I am healthy! I have NO pre-exisitng anything.

Again, I totally and completely hate insurance companies and yes, we are fighting these bills. My credit maybe ruined because the first round are now going to collection, but I don't care. This is not right!!!!! And I just want to say that health insurance companies are detrimental to your health. My blood pressure was in danger zones yesterday I am sure!

A Huge Huge Rant

Alright I just want to start off by saying that I HATE insurance companies. I had the two mamograms back a few months. The first one because I am now 40 and that is what you do when you get to this advanced age. The second one because they found a suspicious area in the left breast that needed further review. Thank goodness everything turned out fine.

For the past couple of weeks, I have been getting bills left and right for these two mamograms. The hospital bill, the radiologist bill, the doctor bill, and oh yeah the bill for the actual mamograms. Our lovely insurance company did not pay for one red cent of these bills.

So on Monday I started to call our lovely insurance company. I kept getting passed through to a voice mail of a too-perky-person named Tasha. I would give my info and number to call back. Nothing. Too-perky Tasha would not return my phone calls. Finally today, I got mad and demanded to talk to somebody. And boy oh boy did I get even madder.

Turns out that they are refusing my mamograms because of a "possible pre-existing condition" and we have only been on this insurance since January. It doesn't matter that the "possible pre-existing condition" is a NON-CONDITION! No, just the fact that it may have found that I did indeed have breast cancer and it meant that it was there BEFORE January, then they are refusing to pay. So I asked what do I do. And the woman said that I could get in touch with my previous insurance company and get them to write a letter to my "lovely" insurance company proving that I was covered by insurance, then they would switch it to the "wellness" status and cover it under my "wellness" policy. Fine. Just one problem, it seems that they only cover $200 of wellness care and it also seems that the doctor visit with the pap and all that fun stuff was a total of $195. So even if I went through all the hoops they want to me go through, they would only pay $5 of the more than $350 bills!!!!!!!!!! Oh and we have the luxury of paying over $300/month for this piece of crap insurance.

So now - I am SCREWED! I HATE insurance companies!

The Weekend

This past weekend was uneventful yet eventful at the same time. Uneventful because it rained all weekend long, including most of today. So that meant that we had a lazy weekend. It was Jim's weekend to work, so it was just me and the kids inside the house pretty much all weekend. Our big excitment was a trip to Walmart on Saturday and of course there was church yesterday and both trips out of the house meant I was drenched for the rest of the day. Oh and all that rain also meant that my potted flowers out front drowned and are looking very dead at this moment. Sigh.

Anyway, the eventful part came about because of my husband. I just want to preface this by saying that I love my husband very very much, however (you knew that however was there didn't you) he has the most tender heart when it comes to animals. And his job where he comes into contact with stray animals all the time does not help. Remember the puppy he brought home? Anyway, he struck again. Actually he struck again twice! On Friday morning he called me up and said that he had 6 puppies in his car that he found on the side of the road. Yes they were all cute according to him. And yes, I said a big fat NO to actually keeping one. But he did bring them by here for Jack to see. I refused to even go out to see them.

And then on Saturday morning he struck again. He came by again at 6:30 in the morning with this tiniest tiny kitten in his car. Again he found it on the road. It was tiny and very scrawny. Kind of like when he brought home our other cat Sammy. Remember? So he asks me to just take it until the animal control officer can come pick it up. And there was my mistake, in letting the thing into the house!! The kids were not up yet, so Jim takes the kitten and puts it on Laura's pillow. Of course it takes a split second for her to fall in love with the thing. And then Jim has this idea that Laura could take it back home with her to California if her mother okayed it. Well her mother said maybe if it wasn't a girl cat, which I don't understand, but there are many things about that woman I don't understand.

So today, I made an appointment at the vet to determine the sex. I knew I should have taken the kitten myself, but I had just finished painting my laundry room and really did not want to do the job. So Jim took the kitten into the vet. And of course the cat is a girl. And then he proceeds to spend $150 on this kitten that I said we were NOT keeping. We do not have the money for that at all in anyway shape or form. Period. And of course Laura's mother flat out refused to have us send the cat to California, which prompted a lot of tears from Laura. In fact there were a lot of tears flowing in the house for many reasons at that point.

Now we have this kitten that I am absolutely refusing to keep. I know I am being the heavy, but I am always the heavy when it comes to these things. To say that I am a bit upset would be a huge understatement. Anybody want a cat?